I recently dropped my phone and cracked it. The Samsung store said the motherboard was damaged, so buying a new one was unavoidable. Iāve had this phone since 2020, and I wasnāt ready to start over. *Cue the Graduation song by Vitamin C* Shopping around shocked me. The latest model was $1,200ā$1,400, and things like SD card slots are gone. So I went back to what I used to do: I checked eBay and got the previous model for $724.50. Good camera, less cost, and no regrets. The lesson? Take your...
about 2 months agoĀ ā¢Ā 3 min read
Iām getting ready to head to Portland for FinCon, the big conference for personal finance creators, coaches, and money enthusiasts. I was feeling fine until the airline reminder popped up, and my anxiety instantly kicked in. While Iām a confident and self-assured woman, I'm also an introvert. Walking into a room full of people can be...no IS terrifying. Last year, I found a way to make it work. I scheduled one-on-one meetups through the conference app with people I wanted to connect with,...
3 months agoĀ ā¢Ā 3 min read
Last week, I told you about how I helped my sister find over $300 she didnāt know she had ($334.28 plus interest, to be exact). Today, I want to share a little more about how that happened and why it might be worth your time to check for yourself. That day, I was doing one of my favorite ānerdy money thingsā...checking missingmoney.com to see if there were any unclaimed funds under my name. Now, to be honest, Iāve done this search before... multiple times. š
But since I keep my money pretty...
4 months agoĀ ā¢Ā 2 min read
Last week, I met with a client for a Smart Money Strategy Session. She felt like she was drowning, and it was clear why. Every dollar coming in was already spent. So saving? Felt impossible. As we talked, it became clear that most of her money decisions were being made in the moment. Whatever expense popped up, thatās what got handled. But there wasnāt a plan for how much she could afford ahead of time. No strategy to guide those choices. I challenged her to pick one major expense to either...
4 months agoĀ ā¢Ā 4 min read
Youāve probably seen the āBuy Now, Pay Laterā options all over the placeā¦Affirm, Afterpay, Klarna, you name it. Itās tempting to break up a purchase into smaller payments instead of paying the full amount upfront. But hereās something you need to know:BNPL loans are now being reported to your credit report. šš½In April, I shared on Threads that Affirm had already started reporting to Experian. The others are following suit. This can be a good thing or a bad thing, depending on how you handle...
5 months agoĀ ā¢Ā 3 min read
My piece of joy last week: I reached out to Nutre (a meal prep company I use sometimes) and asked if they could apply the nurseās discount they were promoting to my account. At the time, I had a different offerā¦ a free pound of cooked chicken. Nice, but honestly? That 15% nurse discount was more valuable to me. And guess what? It was super easy. They made the switch. Lesson: It never hurts to ask. And no one cares about your money like you do.(Iām a close second š) This email may contain...
5 months agoĀ ā¢Ā 3 min read
Want a BTS (behind the scenes) look at the Smart Money Bundle? Of course you do! Also, I had the pleasure of attending the Blue Ivy concert last week with my sister and cousin! It was a sight to see and an experience to remember. This email may contain affiliate links, meaning if you click through and make a purchase, I may receive a commission at no cost to you. š§ Mindset Shift of the Week Spending money guilt-free is a thing. Because spending money isnāt the problem. Itās how and why we...
6 months agoĀ ā¢Ā 3 min read
Ever feel like your money is just out of reach, Reader? You try to stay on top of things ā the bills, the budget, the debt, the goals ā but itās hard to know whatās working and whatās falling through the cracks. Youāre not alone. And you donāt have to figure it out on your own. Thatās exactly why I created the Financial Fitness Checklist ā a simple, powerful tool to help you assess your current money situation and take real, doable steps toward financial confidence. In less than an hour,...
6 months agoĀ ā¢Ā 2 min read
How many budgeting apps or tools have you tried, Reader?(Even if you downloaded it and never opened it. Iām counting that too.) Hit reply and let me know your number. Seriously. I want to know. There's no good or bad number. Iām not judging. Plus, when you reply, I'll share my number with you. Eager to see you thrive, Prisca P.S. You donāt need a million tools. You just need one that fits how you live. I shared a behind-the-scenes look at one of my favorite tools that I believe is one of the...
6 months agoĀ ā¢Ā 1 min read
