we found $800 in her budget and changed everything


When we met for her Smart Money Strategy Session this week, she came ready to get serious about her debt.

She had been using the debt snowball method, but emotional spending threw her off track.
The numbers were overwhelming for her:

  • 4 credit cards
  • $17,559.98 in debt
  • $487 in minimum payments
  • 24% average interest
  • Estimated payoff time: 65 months
  • Interest over time: $13,972.58

She was tired. Tired of juggling payments. Tired of debt dragging on.
But most of all, she just wanted a plan that actually felt doable.

So we got to work.

Together, we found almost $800 in her budget that could go toward her goals.
I recommended she set $225 aside for emergencies. Because life happens, and we don’t want to swipe again when it does.
Then we put the rest toward debt.

Now? She can put $1,000 toward debt each month.
That alone would cut her payoff time down to 22 months with less than $4,400 in interest.

She also wanted to simplify things and applied for a debt consolidation loan.
She was approved at 12.99% interest—way better than the 24% on her cards.

  • Monthly loan payment: $529
  • Total interest over 3 years: $4,836.53
  • But with her goal of paying $1,000/month?
  • Payoff time: 20 months
  • Interest paid: $2,063.91

She told me, "I feel rich now."

We also made small changes, like closing her high-fee business account and paying off her business credit card (this freed up another $60/week).

All this progress in just one session.
She left with a clear plan, less stress, and more confidence.


If you’re tired of guessing your way through debt payoff…
You don’t have to figure it out alone.
Click here to book your own Smart Money Strategy Session.

Let’s find your $800. Let’s make your plan.

Prisca

Eager to see you thrive,

Prisca

P.S. I help women like you create a customized plan for your money that allows you to enjoy life now while saving for your future. Schedule a free call to learn how my coaching can help you.

💵🏆
Money Wins

While searching missingmoney.com for myself (because why not?), my sister’s name popped up, and she was able to claim over $300 plus interest. If you haven’t checked yet, take a few minutes. There could be free money out there with your name on it.

Let me know if you find anything (you don't have to say how much)!
Search now →


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🧠🔨

Smart Money Tools

​Fetch​ is a GREAT app for getting points for receipts. And you could redeem those points for gift cards from almost any retailer you can think of.

​You only need 100 points to get a Starbucks gift card​. And if you use my link, you get 2000 bonus points. That's easily a free coffee.

​Join Fetch today and snap your first receipt →​​​​​


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📖🎙️

Read/Listen/Watch

I was invited to speak to the Empowered Slacker Community about how to establish good money habits without feeling restrictive.

​Check it out on YouTube​ and comment on your favorite point.

Join the conversation →​​​

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Hi! I'm Prisca, money coach for professional Millenial women

I help professional women balance their desire to enjoy life now with the need to save for the future without stressing over every dollar.

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