I help professional women balance their desire to enjoy life now with the need to save for the future without stressing over every dollar.
no one cares about your money like you do
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My piece of joy last week: I reached out to Nutre (a meal prep company I use sometimes) and asked if they could apply the nurse’s discount they were promoting to my account. At the time, I had a different offer… a free pound of cooked chicken. Nice, but honestly? That 15% nurse discount was more valuable to me. And guess what? It was super easy. They made the switch. Lesson: It never hurts to ask. And no one cares about your money like you do.
🧠 Mindset Shift of the WeekOne of my clients once said, “We make plenty, but it doesn’t always feel that way.”Have you caught yourself having that same thought? Many think the solution is to just make more. And while earning more helps, if you don’t assign each dollar a job, it disappears fast. So let’s focus on making your current income work for you. 💡 Smart Saving TipBudgeting isn’t about saying “no” all the time. It allows you to plan so you’re not making the same money decisions over and over. I decide once, and my budget handles the rest until it’s time to update it. Budgeting gives you more freedom, not less. 📉 Debt-Free Game PlanTracking your spending is important on your debt-free journey. But it doesn’t have to mean spreadsheets and stress. Apps make it easy to see where your money’s going without getting overwhelmed. I use Monarch because it’s simple, clean, and helps me stay consistent. Others use YNAB or EveryDollar. Choose whatever works best for you.
📈 Investing Made SimpleRemember when the market tanked earlier this year and everyone panicked? Some folks sold off their investments. Fast forward to today…the S&P 500 just hit a record high. This is why we don’t make long-term decisions based on fear, especially when it’s the headlines doing the scaring. Need a reminder to stay steady? Here’s how to behave in a bear market. Thanks for letting me be part of your financial journey. Which section was your favorite this week? Hit reply and let me know—I love hearing from you! Eager to see you thrive, Prisca P.S. Found something helpful today? You can drop a little something in my Appreciation Jar if you’d like. Totally optional—your support in any form means the world. P.P.S. I help women like you create a customized plan for your money that allows you to enjoy life now while saving for your future. Schedule a free call to learn how my coaching can help you. CONNECT WITH ME ON INSTAGRAM Note: This email may contain affiliate or referral links which means I may receive a commission if clicked at no extra cost to you! I appreciate your continued support! |
Hi! I'm Prisca, money coach for professional Millenial women
I help professional women balance their desire to enjoy life now with the need to save for the future without stressing over every dollar.
Last week, I told you about how I helped my sister find over $300 she didn’t know she had ($334.28 plus interest, to be exact). Today, I want to share a little more about how that happened and why it might be worth your time to check for yourself. That day, I was doing one of my favorite “nerdy money things”...checking missingmoney.com to see if there were any unclaimed funds under my name. Now, to be honest, I’ve done this search before... multiple times. 😅 But since I keep my money pretty...
Last week, I met with a client for a Smart Money Strategy Session. She felt like she was drowning, and it was clear why. Every dollar coming in was already spent. So saving? Felt impossible. As we talked, it became clear that most of her money decisions were being made in the moment. Whatever expense popped up, that’s what got handled. But there wasn’t a plan for how much she could afford ahead of time. No strategy to guide those choices. I challenged her to pick one major expense to either...
You’ve probably seen the “Buy Now, Pay Later” options all over the place…Affirm, Afterpay, Klarna, you name it. It’s tempting to break up a purchase into smaller payments instead of paying the full amount upfront. But here’s something you need to know:BNPL loans are now being reported to your credit report. 👉🏽In April, I shared on Threads that Affirm had already started reporting to Experian. The others are following suit. This can be a good thing or a bad thing, depending on how you handle...