Last week, I told you about how I helped my sister find over $300 she didn’t know she had ($334.28 plus interest, to be exact). Today, I want to share a little more about how that happened and why it might be worth your time to check for yourself. That day, I was doing one of my favorite “nerdy money things”...checking missingmoney.com to see if there were any unclaimed funds under my name. Now, to be honest, I’ve done this search before... multiple times. 😅 But since I keep my money pretty...

Last week, I met with a client for a Smart Money Strategy Session. She felt like she was drowning, and it was clear why. Every dollar coming in was already spent. So saving? Felt impossible. As we talked, it became clear that most of her money decisions were being made in the moment. Whatever expense popped up, that’s what got handled. But there wasn’t a plan for how much she could afford ahead of time. No strategy to guide those choices. I challenged her to pick one major expense to either...

You’ve probably seen the “Buy Now, Pay Later” options all over the place…Affirm, Afterpay, Klarna, you name it. It’s tempting to break up a purchase into smaller payments instead of paying the full amount upfront. But here’s something you need to know:BNPL loans are now being reported to your credit report. 👉🏽In April, I shared on Threads that Affirm had already started reporting to Experian. The others are following suit. This can be a good thing or a bad thing, depending on how you handle...