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There are almost 100 people signed up for Fluent in Finances (an email challenge making it easier to talk money). I’m so excited that there are some many people eager to improve their financial literacy! Understanding money made it simpler for me to manage and grow my money. And I want that for you too! Also, I celebrated my 12-year wedding anniversary! My husband and I had a beautiful celebratory dinner yesterday and you can check out the deets here! Also, in a moment of vulnerability, I had a panic attack this past week so bad I had to call my mom to calm me down. I share this because as a reader of this email, you might think I have it all together. It’s important to me that you know that I’m just as beautifully imperfect as you.
🧠 Mindset Shift of the WeekAre you a natural saver, an impulse spender, or somewhere in between? Understanding your money personality can help you recognize habits, play to your strengths, and adjust where needed. The more you know about how you handle money, the easier it is to create a financial plan that actually works for you. 🔍 Check out this article on different money personality types! 💡 Smart Saving TipSaving money isn’t about cutting everything. In fact, it’s more about spending on what truly adds value to your life and letting go of what doesn’t. When your spending aligns with your priorities, saving feels easier (and guilt-free!). Need help figuring out where to adjust? 📅 Click here to book a Smart Money Strategy Session 📉 Debt-Free Game PlanDebt isn’t just about numbers. It’s also about habits. If you don’t identify the patterns that keep you stuck, you’ll keep repeating them. The key? Small, consistent changes that lead to breaking the cycle of debt and to lasting debt freedom. For a deeper dive into building better habits (this includes money habits), click here to check out Atomic Habits by James Clear. One my of favorite lessons: how to make the habits we want to establish easier while making the habits we want to get rid of harder. 📈 Investing Made SimpleThe difference between saving and investing? You save for short-term goals (less than 5 years) like emergencies or vacations. Your money stays safe but grows slowly. You invest for long-term goals like retirement or kids' college savings. Your money grows faster over time, even with market ups and downs. In short, if you’ll need it soon, save it. If you want it to grow for the future, invest it. If you’re hesitant or nervous to invest, you should read this blog post. Thanks for letting me be part of your financial journey. Which section was your favorite this week? Hit reply and let me know—I love hearing from you! Eager to see you thrive, Prisca P.S. I help women like you create a customized plan for your money that allows you to enjoy life now while saving for your future. Schedule a free call to learn how my coaching can help you. CONNECT WITH ME ON INSTAGRAM Note: This email may contain affiliate or referral links which means I may receive a commission if clicked at no extra cost to you! I appreciate your continued support! |
I help professional women balance their desire to enjoy life now with the need to save for the future without stressing over every dollar.
I recently dropped my phone and cracked it. The Samsung store said the motherboard was damaged, so buying a new one was unavoidable. I’ve had this phone since 2020, and I wasn’t ready to start over. *Cue the Graduation song by Vitamin C* Shopping around shocked me. The latest model was $1,200–$1,400, and things like SD card slots are gone. So I went back to what I used to do: I checked eBay and got the previous model for $724.50. Good camera, less cost, and no regrets. The lesson? Take your...
I’m getting ready to head to Portland for FinCon, the big conference for personal finance creators, coaches, and money enthusiasts. I was feeling fine until the airline reminder popped up, and my anxiety instantly kicked in. While I’m a confident and self-assured woman, I'm also an introvert. Walking into a room full of people can be...no IS terrifying. Last year, I found a way to make it work. I scheduled one-on-one meetups through the conference app with people I wanted to connect with,...
Last week, I told you about how I helped my sister find over $300 she didn’t know she had ($334.28 plus interest, to be exact). Today, I want to share a little more about how that happened and why it might be worth your time to check for yourself. That day, I was doing one of my favorite “nerdy money things”...checking missingmoney.com to see if there were any unclaimed funds under my name. Now, to be honest, I’ve done this search before... multiple times. 😅 But since I keep my money pretty...