I help professional women balance their desire to enjoy life now with the need to save for the future without stressing over every dollar.
if money stresses you out, this challenge is for you
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There are almost 100 people signed up for Fluent in Finances (an email challenge making it easier to talk money). I’m so excited that there are some many people eager to improve their financial literacy! Understanding money made it simpler for me to manage and grow my money. And I want that for you too! Also, I celebrated my 12-year wedding anniversary! My husband and I had a beautiful celebratory dinner yesterday and you can check out the deets here! Also, in a moment of vulnerability, I had a panic attack this past week so bad I had to call my mom to calm me down. I share this because as a reader of this email, you might think I have it all together. It’s important to me that you know that I’m just as beautifully imperfect as you.
🧠 Mindset Shift of the WeekAre you a natural saver, an impulse spender, or somewhere in between? Understanding your money personality can help you recognize habits, play to your strengths, and adjust where needed. The more you know about how you handle money, the easier it is to create a financial plan that actually works for you. 🔍 Check out this article on different money personality types! 💡 Smart Saving TipSaving money isn’t about cutting everything. In fact, it’s more about spending on what truly adds value to your life and letting go of what doesn’t. When your spending aligns with your priorities, saving feels easier (and guilt-free!). Need help figuring out where to adjust? 📅 Click here to book a Smart Money Strategy Session 📉 Debt-Free Game PlanDebt isn’t just about numbers. It’s also about habits. If you don’t identify the patterns that keep you stuck, you’ll keep repeating them. The key? Small, consistent changes that lead to breaking the cycle of debt and to lasting debt freedom. For a deeper dive into building better habits (this includes money habits), click here to check out Atomic Habits by James Clear. One my of favorite lessons: how to make the habits we want to establish easier while making the habits we want to get rid of harder. 📈 Investing Made SimpleThe difference between saving and investing? You save for short-term goals (less than 5 years) like emergencies or vacations. Your money stays safe but grows slowly. You invest for long-term goals like retirement or kids' college savings. Your money grows faster over time, even with market ups and downs. In short, if you’ll need it soon, save it. If you want it to grow for the future, invest it. If you’re hesitant or nervous to invest, you should read this blog post. Thanks for letting me be part of your financial journey. Which section was your favorite this week? Hit reply and let me know—I love hearing from you! Eager to see you thrive, Prisca P.S. I help women like you create a customized plan for your money that allows you to enjoy life now while saving for your future. Schedule a free call to learn how my coaching can help you. CONNECT WITH ME ON INSTAGRAM Note: This email may contain affiliate or referral links which means I may receive a commission if clicked at no extra cost to you! I appreciate your continued support! |
Hi! I'm Prisca, money coach for professional Millenial women
I help professional women balance their desire to enjoy life now with the need to save for the future without stressing over every dollar.
You’ve probably seen the “Buy Now, Pay Later” options all over the place…Affirm, Afterpay, Klarna, you name it. It’s tempting to break up a purchase into smaller payments instead of paying the full amount upfront. But here’s something you need to know:BNPL loans are now being reported to your credit report. 👉🏽In April, I shared on Threads that Affirm had already started reporting to Experian. The others are following suit. This can be a good thing or a bad thing, depending on how you handle...
My piece of joy last week: I reached out to Nutre (a meal prep company I use sometimes) and asked if they could apply the nurse’s discount they were promoting to my account. At the time, I had a different offer… a free pound of cooked chicken. Nice, but honestly? That 15% nurse discount was more valuable to me. And guess what? It was super easy. They made the switch. Lesson: It never hurts to ask. And no one cares about your money like you do.(I’m a close second 😜) This email may contain...
Want a BTS (behind the scenes) look at the Smart Money Bundle? Of course you do! Also, I had the pleasure of attending the Blue Ivy concert last week with my sister and cousin! It was a sight to see and an experience to remember. This email may contain affiliate links, meaning if you click through and make a purchase, I may receive a commission at no cost to you. 🧠 Mindset Shift of the Week Spending money guilt-free is a thing. Because spending money isn’t the problem. It’s how and why we...