I help professional women balance their desire to enjoy life now with the need to save for the future without stressing over every dollar.
this is how you take back control from bnpl
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You’ve probably seen the “Buy Now, Pay Later” options all over the place…Affirm, Afterpay, Klarna, you name it. It’s tempting to break up a purchase into smaller payments instead of paying the full amount upfront. But here’s something you need to know: 👉🏽In April, I shared on Threads that Affirm had already started reporting to Experian. The others are following suit. This can be a good thing or a bad thing, depending on how you handle these loans. Here’s what this change could mean: ✔️ Pay on time? It could help your credit score. The companies reporting these loans want you to think it’s all positive. They say it’ll help people build credit. But the truth is, it’s only helpful if you manage the payments well. I personally don’t use BNPLs…except once when my credit card offered its own version for a big purchase. I’m not a huge fan, but I get it. Sometimes, people just need a little breathing room. I’m not against BNPL. Instead of using BNPL to create breathing room in your budget, let’s build a plan that gives you that room without depending on these loans. 🗓️ Book a Smart Money Strategy Session and we’ll:
You don’t need to rely on loans to feel in control. You just need a plan that fits your life. 👉🏽Click here to book your session now Now I’m curious...
Your money decisions should always be made with full info, and that’s what I’m here for.
Eager to see you thrive, Prisca P.S. I help women like you create a customized plan for your money that allows you to enjoy life now while saving for your future. Schedule a free call to learn how my coaching can help you. CONNECT WITH ME ON INSTAGRAM Note: This email may contain affiliate or referral links which means I may receive a commission if clicked at no extra cost to you! I appreciate your continued support! |
Hi! I'm Prisca, money coach for professional Millenial women
I help professional women balance their desire to enjoy life now with the need to save for the future without stressing over every dollar.
Last week, I told you about how I helped my sister find over $300 she didn’t know she had ($334.28 plus interest, to be exact). Today, I want to share a little more about how that happened and why it might be worth your time to check for yourself. That day, I was doing one of my favorite “nerdy money things”...checking missingmoney.com to see if there were any unclaimed funds under my name. Now, to be honest, I’ve done this search before... multiple times. 😅 But since I keep my money pretty...
Last week, I met with a client for a Smart Money Strategy Session. She felt like she was drowning, and it was clear why. Every dollar coming in was already spent. So saving? Felt impossible. As we talked, it became clear that most of her money decisions were being made in the moment. Whatever expense popped up, that’s what got handled. But there wasn’t a plan for how much she could afford ahead of time. No strategy to guide those choices. I challenged her to pick one major expense to either...
My piece of joy last week: I reached out to Nutre (a meal prep company I use sometimes) and asked if they could apply the nurse’s discount they were promoting to my account. At the time, I had a different offer… a free pound of cooked chicken. Nice, but honestly? That 15% nurse discount was more valuable to me. And guess what? It was super easy. They made the switch. Lesson: It never hurts to ask. And no one cares about your money like you do.(I’m a close second 😜) This email may contain...