I help professional women balance their desire to enjoy life now with the need to save for the future without stressing over every dollar.
this is how you take back control from bnpl
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You’ve probably seen the “Buy Now, Pay Later” options all over the place…Affirm, Afterpay, Klarna, you name it. It’s tempting to break up a purchase into smaller payments instead of paying the full amount upfront. But here’s something you need to know: 👉🏽In April, I shared on Threads that Affirm had already started reporting to Experian. The others are following suit. This can be a good thing or a bad thing, depending on how you handle these loans. Here’s what this change could mean: ✔️ Pay on time? It could help your credit score. The companies reporting these loans want you to think it’s all positive. They say it’ll help people build credit. But the truth is, it’s only helpful if you manage the payments well. I personally don’t use BNPLs…except once when my credit card offered its own version for a big purchase. I’m not a huge fan, but I get it. Sometimes, people just need a little breathing room. I’m not against BNPL. Instead of using BNPL to create breathing room in your budget, let’s build a plan that gives you that room without depending on these loans. 🗓️ Book a Smart Money Strategy Session and we’ll:
You don’t need to rely on loans to feel in control. You just need a plan that fits your life. 👉🏽Click here to book your session now Now I’m curious...
Your money decisions should always be made with full info, and that’s what I’m here for.
Eager to see you thrive, Prisca P.S. I help women like you create a customized plan for your money that allows you to enjoy life now while saving for your future. Schedule a free call to learn how my coaching can help you. CONNECT WITH ME ON INSTAGRAM Note: This email may contain affiliate or referral links which means I may receive a commission if clicked at no extra cost to you! I appreciate your continued support! |
Hi! I'm Prisca, money coach for professional Millenial women
I help professional women balance their desire to enjoy life now with the need to save for the future without stressing over every dollar.
If saving money feels harder than it should Reader, you’re not imagining it. Most people don’t struggle because they’re bad with money. They struggle because they don’t have a system. I see this all the time. I once worked with a client who felt like her paycheck disappeared every month. She was doing her best, but her savings sat at $250 and never moved. Once we put a simple, repeatable plan in place, that $250 grew to $2,500 in just three months. Same income. Different approach. First, I...
“I’m tired of going backwards.” A client said that to me recently, and it stuck with me because I know how many people feel the same way but don’t always say it out loud. You’re paying bills, making decent money, and still feel like every step forward gets erased by the next expense. It’s exhausting. If that sounds familiar to you Reader, I want you to know this isn’t a personal failure. It’s usually a sign that you don’t have the right system in place yet. Without a clear plan, it’s easy to...
On a recent call, a client shared something I hear all the time. She wanted to use every extra dollar to pay off debt. But at the same time, she really wanted savings, too. That push and pull is such a common money struggle. Do I knock out the debt faster, or do I build a cushion so I can breathe? Both goals make sense. And when there’s no clear plan, it can feel like you’re doing the “wrong” thing no matter what you choose. This is where having a strategy matters. Money decisions stop...