Last week, I met with a client for a Smart Money Strategy Session. She felt like she was drowning, and it was clear why. Every dollar coming in was already spent. So saving? Felt impossible. As we talked, it became clear that most of her money decisions were being made in the moment. Whatever expense popped up, that’s what got handled. But there wasn’t a plan for how much she could afford ahead of time. No strategy to guide those choices. I challenged her to pick one major expense to either...
9 days ago • 3 min read
You’ve probably seen the “Buy Now, Pay Later” options all over the place…Affirm, Afterpay, Klarna, you name it. It’s tempting to break up a purchase into smaller payments instead of paying the full amount upfront. But here’s something you need to know:BNPL loans are now being reported to your credit report. 👉🏽In April, I shared on Threads that Affirm had already started reporting to Experian. The others are following suit. This can be a good thing or a bad thing, depending on how you handle...
28 days ago • 3 min read
My piece of joy last week: I reached out to Nutre (a meal prep company I use sometimes) and asked if they could apply the nurse’s discount they were promoting to my account. At the time, I had a different offer… a free pound of cooked chicken. Nice, but honestly? That 15% nurse discount was more valuable to me. And guess what? It was super easy. They made the switch. Lesson: It never hurts to ask. And no one cares about your money like you do.(I’m a close second 😜) This email may contain...
30 days ago • 3 min read
Want a BTS (behind the scenes) look at the Smart Money Bundle? Of course you do! Also, I had the pleasure of attending the Blue Ivy concert last week with my sister and cousin! It was a sight to see and an experience to remember. This email may contain affiliate links, meaning if you click through and make a purchase, I may receive a commission at no cost to you. 🧠 Mindset Shift of the Week Spending money guilt-free is a thing. Because spending money isn’t the problem. It’s how and why we...
about 2 months ago • 3 min read
Ever feel like your money is just out of reach, Reader? You try to stay on top of things — the bills, the budget, the debt, the goals — but it’s hard to know what’s working and what’s falling through the cracks. You’re not alone. And you don’t have to figure it out on your own. That’s exactly why I created the Financial Fitness Checklist — a simple, powerful tool to help you assess your current money situation and take real, doable steps toward financial confidence. In less than an hour,...
2 months ago • 2 min read
How many budgeting apps or tools have you tried, Reader?(Even if you downloaded it and never opened it. I’m counting that too.) Hit reply and let me know your number. Seriously. I want to know. There's no good or bad number. I’m not judging. Plus, when you reply, I'll share my number with you. Eager to see you thrive, Prisca P.S. You don’t need a million tools. You just need one that fits how you live. I shared a behind-the-scenes look at one of my favorite tools that I believe is one of the...
2 months ago • 1 min read
One of my patients told me she pays over $700 for a monthly injection of a medication that her insurance would cover if she chose to take the pill version instead. However, that would be a pill every day or multiple times a day, and she simply doesn’t want to do that. Money buys you options, and that’s what I want for you. Not specifically to buy expensive medication, but to give yourself options. Also, if you haven't yet signed up, this is your reminder to sign up for the Ask Me Anything...
3 months ago • 3 min read
Think you're good with money, Reader? These 3-minute videos might surprise you (and save you some cash). Click here to watch the Financial Literacy Month playlist. Eager to see you thrive, Prisca P.S. I help women like you create a customized plan for your money that allows you to enjoy life now while saving for your future. Schedule a free call to learn how my coaching can help you. 💵🏆Money Wins While searching missingmoney.com for myself (because why not?), my sister’s name popped up, and...
4 months ago • 1 min read
When we met for her Smart Money Strategy Session this week, she came ready to get serious about her debt. She had been using the debt snowball method, but emotional spending threw her off track.The numbers were overwhelming for her: 4 credit cards $17,559.98 in debt $487 in minimum payments 24% average interest Estimated payoff time: 65 months Interest over time: $13,972.58 She was tired. Tired of juggling payments. Tired of debt dragging on.But most of all, she just wanted a plan that...
4 months ago • 2 min read
