turn small steps into big money wins


I’m getting ready to head to Portland for FinCon, the big conference for personal finance creators, coaches, and money enthusiasts. I was feeling fine until the airline reminder popped up, and my anxiety instantly kicked in.

While I’m a confident and self-assured woman, I'm also an introvert. Walking into a room full of people can be...no IS terrifying. Last year, I found a way to make it work. I scheduled one-on-one meetups through the conference app with people I wanted to connect with, some of whom I ended up collaborating with over the year. That preparation made the whole experience less overwhelming and far more productive.

The same goes for your money. Progress doesn’t happen by accident. If you’re feeling stuck or unsure about your next move, a Financial Roadmap Call can help you see what’s working, what’s holding you back, and what steps will actually move the needle.

This email may contain affiliate links, meaning if you click through and make a purchase, I may receive a commission at no cost to you.


🧠 Mindset Shift of the Week

An emergency fund is important, but it doesn’t have to happen overnight. Seeing that 3–6 months recommendation can feel overwhelming, like “that’s going to take forever.”

Don’t let the big number stop you. The key is consistency. Even $20 set aside every time is real progress.

Here’s how to build yours one step at a time.


💡 Smart Saving Tip

What’s the best money you’ll ever spend? You might think of your kids, a partner, or someone else you care deeply about.

And while that’s true, here’s a little reminder: the best investment is also in yourself, building skills, knowledge, and habits that create lasting change.

Want help figuring out the next smart step for your money? Book your free Financial Roadmap Call and let’s map it out together.


📉 Debt-Free Game Plan

The “I deserve it” trap is sneaky. One minute you’re sticking to your plan, the next you’re justifying an impulse buy that wasn’t in the budget. We’ve all been there. The trick isn’t cutting out fun altogether, but planning for it so you can enjoy guilt-free spending.

This meme sums it up perfectly.


📈 Investing Made Simple

Diversifying your investments is one of the simplest ways to reduce risk. The good news? You don’t have to pick a bunch of individual stocks yourself. A single fund can do the diversification for you. That way, your money is spread across different sectors and assets, helping smooth out ups and downs over time.

💡 Here’s a guide to using mutual funds for diversification.


Thanks for letting me be part of your financial journey. Which section was your favorite this week? Hit reply and let me know—I love hearing from you!

Eager to see you thrive,

Prisca

P.S. Found something helpful today? You can drop a little something in my Appreciation Jar if you’d like. Totally optional—your support in any form means the world.

P.P.S. I help women like you create a customized plan for your money that allows you to enjoy life now while saving for your future. Schedule a free call to learn how my coaching can help you.

🗓️📝
Upcoming Events

Money advice can feel really loud, especially at the start of a new year. On January 22 at 7pm ET, I’m hosting a live conversation with Genevieve Anderson, AFC, about what’s new with money in 2026 and what you should actually pay attention to.

Bring your questions. We're happy to answer them.

Save your spot by clicking here →


​​​


​​​​

🧠🔨

Smart Money Tools

Ally Bank is an awesome HYSA provider that allows you to create buckets for all your money goals. So you don't need to have a million accounts to keep your money organized.

Plus, if you ​use my referral link​, you’ll get a $100 bonus. Yes! to free money. I've used them for years, and it is one of the few bank accounts I recommend.

The $100 bonus offer is set to end on December 31st, so if you're interested, don't delay.

​You can check them out here →​​​​​


​​​​​

💵🏆

Money Wins

While searching ​missingmoney.com​ for myself (because why not?), my sister’s name popped up, and she was able to claim over $300 plus interest. If you haven’t checked yet, take a few minutes. There could be free money out there with your name on it.

Let me know if you find anything (you don't have to say how much)!

Search now →​​​

​​​​​​​


CONNECT WITH ME ON INSTAGRAM

Note: This email may contain affiliate or referral links which means I may receive a commission if clicked at no extra cost to you! I appreciate your continued support!

Hi! I'm Prisca, money coach for professional Millenial women

I help professional women balance their desire to enjoy life now with the need to save for the future without stressing over every dollar.

Read more from Hi! I'm Prisca, money coach for professional Millenial women

Money stress doesn’t always show up as panic.Sometimes it looks like quiet worry.Or feeling like you should have this figured out by now. If that sounds familiar, I want you to hear this: You’re not the only one who’s had to learn money the hard way. BUT...you don't have to keep doing it the hard way. That’s why I want to share a podcast episode I recorded with career coach Nicole Gwanzura. Not interested in receiving Friday Freebie gifts, but still want to get other emails from me? No need...

I first met Toni-Ann through her Let’s Get More Time Summit, and I immediately loved her message. She helps busy moms find calm in the chaos and make space for what really matters. We both care about helping women create more ease. She focuses on time, and I focus on money. Together, we want to help you feel less stretched and more in control. So if you’ve been craving more breathing room in your days, she has something that can really help. Not interested in receiving Friday Freebie gifts,...

I recently dropped my phone and cracked it. The Samsung store said the motherboard was damaged, so buying a new one was unavoidable. I’ve had this phone since 2020, and I wasn’t ready to start over. *Cue the Graduation song by Vitamin C* Shopping around shocked me. The latest model was $1,200–$1,400, and things like SD card slots are gone. So I went back to what I used to do: I checked eBay and got the previous model for $724.50. Good camera, less cost, and no regrets. The lesson? Take your...