I help professional women balance their desire to enjoy life now with the need to save for the future without stressing over every dollar.
here’s why you shouldn’t rush your next purchase
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I recently dropped my phone and cracked it. The Samsung store said the motherboard was damaged, so buying a new one was unavoidable. I’ve had this phone since 2020, and I wasn’t ready to start over. *Cue the Graduation song by Vitamin C* Shopping around shocked me. The latest model was $1,200–$1,400, and things like SD card slots are gone. So I went back to what I used to do: I checked eBay and got the previous model for $724.50. Good camera, less cost, and no regrets. The lesson? Take your time with money decisions. Don’t rush just because something’s “new” or feels urgent. Step back, explore your options, and you’ll often find a smarter, more sustainable choice that works for you.
🧠 Mindset Shift of the WeekThere’s always a reason to wait to get your money together. “I’ll start when I make more money,” “after the holidays,” or “when things calm down.” But waiting for the “right time” keeps you stuck. The truth is, there’s never a perfect moment to get serious about your money, just the moment you decide to start. Let’s find your starting point together. 💡 Smart Saving TipEver feel guilty spending money on things you enjoy? Setting up a “fun budget” changes that. By planning ahead for dinners out, hobbies, or mini getaways, you can spend without guilt because the money’s already set aside for that purpose. Want to see how this ties into your overall savings plan? Learn how sinking funds make guilt-free spending possible. 📉 Debt-Free Game PlanFinding yourself back in debt after paying it off can feel like a kick in the pants. But this doesn’t mean you failed. Life happens, and what matters most is how you respond. Take a breath, look at where things went off track, and build a stronger plan this time around. 📈 Investing Made SimpleThinking about your child’s future can feel big... but starting small makes all the difference. Whether it’s saving for college, their first car, or just giving them a financial head start, investing early gives their money more time to grow. You don’t have to know all the options right now. This guide from Fidelity breaks down the different ways to save and invest for your child’s future. Thanks for letting me be part of your financial journey. Which section was your favorite this week? Hit reply and let me know—I love hearing from you! Eager to see you thrive, Prisca P.S. Found something helpful today? You can drop a little something in my Appreciation Jar if you’d like. Totally optional—your support in any form means the world. P.P.S. I help women like you create a customized plan for your money that allows you to enjoy life now while saving for your future. Schedule a free call to learn how my coaching can help you. CONNECT WITH ME ON INSTAGRAM Note: This email may contain affiliate or referral links which means I may receive a commission if clicked at no extra cost to you! I appreciate your continued support! |
Hi! I'm Prisca, money coach for professional Millenial women
I help professional women balance their desire to enjoy life now with the need to save for the future without stressing over every dollar.
If saving money feels harder than it should Reader, you’re not imagining it. Most people don’t struggle because they’re bad with money. They struggle because they don’t have a system. I see this all the time. I once worked with a client who felt like her paycheck disappeared every month. She was doing her best, but her savings sat at $250 and never moved. Once we put a simple, repeatable plan in place, that $250 grew to $2,500 in just three months. Same income. Different approach. First, I...
“I’m tired of going backwards.” A client said that to me recently, and it stuck with me because I know how many people feel the same way but don’t always say it out loud. You’re paying bills, making decent money, and still feel like every step forward gets erased by the next expense. It’s exhausting. If that sounds familiar to you Reader, I want you to know this isn’t a personal failure. It’s usually a sign that you don’t have the right system in place yet. Without a clear plan, it’s easy to...
On a recent call, a client shared something I hear all the time. She wanted to use every extra dollar to pay off debt. But at the same time, she really wanted savings, too. That push and pull is such a common money struggle. Do I knock out the debt faster, or do I build a cushion so I can breathe? Both goals make sense. And when there’s no clear plan, it can feel like you’re doing the “wrong” thing no matter what you choose. This is where having a strategy matters. Money decisions stop...