I first met Toni-Ann through her Letâs Get More Time Summit, and I immediately loved her message. She helps busy moms find calm in the chaos and make space for what really matters. We both care about helping women create more ease. She focuses on time, and I focus on money. Together, we want to help you feel less stretched and more in control. So if youâve been craving more breathing room in your days, she has something that can really help. Not interested in receiving Friday Freebie gifts,...
about 1 month ago â˘Â 3 min read
I recently dropped my phone and cracked it. The Samsung store said the motherboard was damaged, so buying a new one was unavoidable. Iâve had this phone since 2020, and I wasnât ready to start over. *Cue the Graduation song by Vitamin C* Shopping around shocked me. The latest model was $1,200â$1,400, and things like SD card slots are gone. So I went back to what I used to do: I checked eBay and got the previous model for $724.50. Good camera, less cost, and no regrets. The lesson? Take your...
3 months ago â˘Â 3 min read
Iâm getting ready to head to Portland for FinCon, the big conference for personal finance creators, coaches, and money enthusiasts. I was feeling fine until the airline reminder popped up, and my anxiety instantly kicked in. While Iâm a confident and self-assured woman, I'm also an introvert. Walking into a room full of people can be...no IS terrifying. Last year, I found a way to make it work. I scheduled one-on-one meetups through the conference app with people I wanted to connect with,...
4 months ago â˘Â 3 min read
Last week, I told you about how I helped my sister find over $300 she didnât know she had ($334.28 plus interest, to be exact). Today, I want to share a little more about how that happened and why it might be worth your time to check for yourself. That day, I was doing one of my favorite ânerdy money thingsâ...checking missingmoney.com to see if there were any unclaimed funds under my name. Now, to be honest, Iâve done this search before... multiple times. đ
But since I keep my money pretty...
5 months ago â˘Â 2 min read
Last week, I met with a client for a Smart Money Strategy Session. She felt like she was drowning, and it was clear why. Every dollar coming in was already spent. So saving? Felt impossible. As we talked, it became clear that most of her money decisions were being made in the moment. Whatever expense popped up, thatâs what got handled. But there wasnât a plan for how much she could afford ahead of time. No strategy to guide those choices. I challenged her to pick one major expense to either...
5 months ago â˘Â 4 min read
Youâve probably seen the âBuy Now, Pay Laterâ options all over the placeâŚAffirm, Afterpay, Klarna, you name it. Itâs tempting to break up a purchase into smaller payments instead of paying the full amount upfront. But hereâs something you need to know:BNPL loans are now being reported to your credit report. đđ˝In April, I shared on Threads that Affirm had already started reporting to Experian. The others are following suit. This can be a good thing or a bad thing, depending on how you handle...
6 months ago â˘Â 3 min read
My piece of joy last week: I reached out to Nutre (a meal prep company I use sometimes) and asked if they could apply the nurseâs discount they were promoting to my account. At the time, I had a different offer⌠a free pound of cooked chicken. Nice, but honestly? That 15% nurse discount was more valuable to me. And guess what? It was super easy. They made the switch. Lesson: It never hurts to ask. And no one cares about your money like you do.(Iâm a close second đ) This email may contain...
6 months ago â˘Â 3 min read
Want a BTS (behind the scenes) look at the Smart Money Bundle? Of course you do! Also, I had the pleasure of attending the Blue Ivy concert last week with my sister and cousin! It was a sight to see and an experience to remember. This email may contain affiliate links, meaning if you click through and make a purchase, I may receive a commission at no cost to you. đ§ Mindset Shift of the Week Spending money guilt-free is a thing. Because spending money isnât the problem. Itâs how and why we...
7 months ago â˘Â 3 min read
Ever feel like your money is just out of reach, Reader? You try to stay on top of things â the bills, the budget, the debt, the goals â but itâs hard to know whatâs working and whatâs falling through the cracks. Youâre not alone. And you donât have to figure it out on your own. Thatâs exactly why I created the Financial Fitness Checklist â a simple, powerful tool to help you assess your current money situation and take real, doable steps toward financial confidence. In less than an hour,...
7 months ago â˘Â 2 min read
