I help professional women balance their desire to enjoy life now with the need to save for the future without stressing over every dollar.
small habits, better money results
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On a recent call, a client shared something I hear all the time. She wanted to use every extra dollar to pay off debt. But at the same time, she really wanted savings, too. That push and pull is such a common money struggle. Do I knock out the debt faster, or do I build a cushion so I can breathe? Both goals make sense. And when there’s no clear plan, it can feel like you’re doing the “wrong” thing no matter what you choose. This is where having a strategy matters. Money decisions stop feeling like a constant internal battle when your priorities are clear, and your plan supports more than one goal at a time. If you’re tired of feeling torn about what to do with your money, a Financial Roadmap Call can help you find that balance and move forward with confidence.
🧠 Mindset Shift of the WeekYour money routine doesn’t have to be strict to be effective. A few simple habits done daily, weekly, or monthly can help you feel calmer, more in control, and more confident with your money. Start with this one: a weekly money check-in. Set aside 10 minutes to look at your accounts and see what came in and what went out. That small, consistent habit builds awareness, reduces stress, and helps you feel more in control over time. This idea of building progress through small, steady habits is explained really well in Atomic Habits by James Clear.
💡 Smart Saving TipCashback works best when it’s used on purchases you were already planning to make, not as a reason to spend more. Before I click “buy,” I quickly check TopCashback and Rakuten to see who’s offering more back. It takes less than a minute and can put real money back in your pocket over time. Try it once and see how easy it is to make your spending work harder. Both websites are free.
📉 Debt-Free Game PlanDebt is about numbers, not character. Feeling guilty or ashamed won’t make a dent in your balance, but understanding how interest, payments, and timelines work will. When you treat it like a math problem, every payment becomes a step forward instead of a moral test. If you want a simple, clear way to look at debt without shame, check out this Instagram post.
📈 Investing Made SimpleOpening your first investment account doesn’t have to be complicated. Look for low fees, easy-to-use tools, and good customer support. Avoid accounts with hidden charges or confusing rules. Your first step should feel simple, not stressful. 🎥 Need a quick walkthrough? Check out this TikTok where I show how to open your first account and what to keep an eye out for.
Thanks for letting me be part of your financial journey. Which section was your favorite this week? Hit reply and let me know. I love hearing from you! Eager to see you thrive, Prisca P.S. Found something helpful today? You can drop a little something in my Appreciation Jar if you’d like. Totally optional, as your support in any form means the world. P.P.S. I help women like you create a customized plan for your money that allows you to enjoy life now while saving for your future. Schedule a free call to learn how my coaching can help you. CONNECT WITH ME ON INSTAGRAM Note: This email may contain affiliate or referral links which means I may receive a commission if clicked at no extra cost to you! I appreciate your continued support! |
Hi! I'm Prisca, money coach for professional Millenial women
I help professional women balance their desire to enjoy life now with the need to save for the future without stressing over every dollar.
Last week, we wrapped the Debt Payoff Challenge. Over 50 women joined, ran their numbers, set real payoff dates, and built plans they can adjust when life… does what life does. It was such a joy to lead. I’ll run it again at least one more time this year, so keep your eyes open. On a personal note, I’m getting close to $500K in investments. That number didn’t happen overnight. It’s the result of steady, boring, consistent effort. The past few weeks have been full, with podcast interviews,...
Reader, how often do you check your bank account at the end of the month and think, “Where did all my money go?” You aren't alone. In fact, 65% of Americans have no idea how much they spent last month. Most of us aren't broke, at least not in the true sense. But money has become so intangible that our income slips through the cracks before we can even think about our goals. I once worked with a client who swore she had absolutely no extra money to save. She was making a solid income, but the...
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