why saving money feels hard (and what actually works)


If saving money feels harder than it should Reader, you’re not imagining it.

Most people don’t struggle because they’re bad with money. They struggle because they don’t have a system.

I see this all the time.

I once worked with a client who felt like her paycheck disappeared every month. She was doing her best, but her savings sat at $250 and never moved. Once we put a simple, repeatable plan in place, that $250 grew to $2,500 in just three months.

Same income. Different approach.

First, I need you to know this:
Saving isn’t about cutting everything fun out of your life.
It’s about giving each dollar a job, so it stops slipping through the cracks.

One simple strategy that makes a big difference is automation.

When saving only happens if you remember or feel motivated, it usually doesn’t last. But when saving is automatic, progress starts building quietly in the background. No extra effort. No constant decision-making.

How do you do this?

  • Having money automatically withdrawn through your work retirement plan
  • Sending a percentage of your income to savings so it never hits your checking account
  • Scheduling automatic transfers to savings on payday
  • Implementing your budget on payday and moving money into your savings goals right away

That’s one way to build your savings consistently.

There are several other practical ways to do this, ways that work even if your income changes or your expenses feel tight.

I walk through all of them in about 6 minutes here ➡️ 10 Simple Tips on How to Save as Much Money as Possible

Each tip builds on the last, so you’re not just saving once. You’re setting yourself up to keep saving.

If you want to stop feeling like you’re running on a hamster wheel and actually see your bank balance grow, this will help.

As you’re watching, ask yourself:

Do I have a clear plan for where my savings are supposed to go?

Because once saving becomes consistent, the next step is to know how much to save and where to keep it so it supports your life instead of stressing you out.

Eager to see you thrive,

Prisca

P.S. I help women like you create a customized plan for your money that allows you to enjoy life now while saving for your future. Schedule a free call to learn how my coaching can help you.

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Current Events

Money advice can feel really loud, especially at the start of a new year. I hosted a live conversation with Genevieve Anderson, AFC, about what’s new with money in 2026 and what you should actually pay attention to.

We had a great Q&A as well. Maybe those questions were on your mind too?

Click here to watch the replay→


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Upcoming Events

If you’re in a season where things feel a little different, your energy, your routines, or just how you’re showing up, the Creative Self-Care Summit might be exactly what you need.


It’s a free, 3-day virtual event (Feb 17–19) focused on simple, creative practices like art journaling and pressure-free painting to help you slow down and take care of yourself.

​Get the details here and register for free →​​​​​


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Read / Listen / Watch

If you’ve ever felt like managing money is "just not your thing," I made this for you.

I’m breaking down the simple, learnable skills you need to take control of your finances without needing to be a math expert. ​​

Watch on YouTube →​​​

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Hi! I'm Prisca, money coach for professional Millenial women

I help professional women balance their desire to enjoy life now with the need to save for the future without stressing over every dollar.

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