“I’m tired of going backwards.”

A client said that to me recently, and it stuck with me because I know how many people feel the same way but don’t always say it out loud. You’re paying bills, making decent money, and still feel like every step forward gets erased by the next expense. It’s exhausting.

If that sounds familiar to you Reader, I want you to know this isn’t a personal failure. It’s usually a sign that you don’t have the right system in place yet. Without a clear plan, it’s easy to feel stuck or like you’re running in circles no matter how hard you try.

This is exactly what I help my clients work through. We slow things down, get clear on what’s actually happening with your money, and build a plan that helps you move forward instead of back.

If you’re ready to stop feeling like you’re losing ground Reader, a Financial Roadmap Call could be the next right step.

🧠 Mindset Shift of the Week

For a long time, thinking about wealth or riches can feel uncomfortable, especially when money is tied to ideas like greed or selfishness. I've been there!

But money itself has no character. It’s simply a tool, and learning to think with a growth mindset can help you stop struggling and start making choices that support the life you want.

​This perspective is explored beautifully in We Should All Be Millionaires by Rachel Rodgers.​

💡 Smart Saving Tip

When something stops working, replacing it often feels like the easiest answer, but it’s usually the most expensive one. Recently, instead of replacing my mom’s phone, I fixed the issue with a simple SIM card switch and saved hundreds of dollars.

Imagine catching just a few of these “fix it, don’t replace it” moments each year and keeping that money for goals that actually matter. Here’s a quick example of how this played out in real life and why it’s worth pausing before you replace next time.

📉 Debt-Free Game Plan

Comparing your debt journey to someone else’s can quietly slow you down. Different incomes, timelines, and responsibilities mean their path was never meant to be yours. When comparison turns into pressure, it drains motivation instead of helping progress.

​This short video shows how to use comparison in a healthier way, so it keeps you focused instead of stuck.

📈 Investing Made Simple

Maxing out your IRA or workplace retirement plan might sound like a lot, but the earlier and more consistently you contribute, the more time your money has to grow. For example, if you make $80,000 a year and increase your retirement contribution from 4% to 6%, you could end up with over $300,000 more after 40 years.

Even small increases matter because your money starts earning money for you over time, not the other way around. Here’s a quick video showing how to calculate what it would take to max out your retirement plans if you want to see it in action.

Thanks for letting me be part of your financial journey. Which section was your favorite this week? Hit reply and let me know. I love hearing from you!

Eager to see you thrive,

Prisca

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P.P.S. I help women like you create a customized plan for your money that allows you to enjoy life now while saving for your future. Schedule a free call to learn how my coaching can help you.

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