Amazon Prime Day is here, and if you're anything like I used to be, your inbox, social media feeds, and Amazon app are probably reminding you about it every few minutes. Funny enough, Prime Day usually happens in July, but this year it showed up a little earlier running from June 23 - 26. Years ago, I would have on this sale like white on rice. I'm a recovering Amazon shopper, a long ways from the days when my living room looked like an Amazon warehouse. Sales felt like opportunities I...
5 days agoĀ ā¢Ā 1 min read
Hey Reader This week, Iāve been thinking about how far Iāve come with saving and investing and how different it looks from where I started. Back then, I was just putting a small amount into retirement because I knew I should. It was about $200 a paycheck. Nothing fancy. Just a start. Which reminds me of this common piece of advice youāll see everywhere in personal finance: āSave 15ā20% of your income.ā Which begs the questionā¦is all that really necessary? Honestly, yes, but not all at once....
about 2 months agoĀ ā¢Ā 3 min read
Hey Reader If youāve been reading my emails for a while, you probably care about getting your money together. But caring and actually making changes are two different things. Itās easy to read, save, and say, āIāll get to this later.ā Then weeks or months go by, and nothing really changes. I donāt want that for you. Reading about money can only take you so far. At some point, you need a plan and real action behind it. If youāve been here for a while but havenāt reached out yet, there are...
2 months agoĀ ā¢Ā 2 min read
Hey Reader, I know I donāt usually pop into your inbox on Fridays (per your request), but I didnāt want you to miss out on this. I won't make a habit of it. I promise! š«¶š½ Iām sending over something Iāve been working on to help you answer that nagging question: "Where did my money actually go this month?" You might use some other choice words š but the feeling is the same š«Øš¤Æ. I created the "Where Did My Money Go?" Calculator (a simple Google Sheet) to help you move past the "head-math" and...
2 months agoĀ ā¢Ā 2 min read
Hey Reader Last weekend, my sister and I went to the Millennium Tour concert. It was full of throwback music from artists like Bow Wow and B2K. The kind of night that feels fun and light. But something small stood out before we even got inside. We pulled up to park and saw the closest lot was $40. I was ready to just pay it and move on. But my sister, knowing the area, told me to drive a couple blocks down instead. We parked there for $30. Thatās a $10 difference and all it "cost" me was a...
3 months agoĀ ā¢Ā 3 min read
Tomorrow, March 5th, is National Slam the Scam Day. Most people think scams only happen to older adults. Thatās not true. Theyāre going after everyone. Busy professionals. Smart, capable women. One of my very smart coworkers got scammed yesterday. She caught on quickly, so she only lost $400. But it could have been so much worse. Hereās how it started: someone called her claiming to be from her bank. It sounded real. She verified via her bank app that fraudulent charges were made on her...
4 months agoĀ ā¢Ā 3 min read
Last week, we wrapped the Debt Payoff Challenge. Over 50 women joined, ran their numbers, set real payoff dates, and built plans they can adjust when lifeā¦ does what life does. It was such a joy to lead. Iāll run it again at least one more time this year, so keep your eyes open. On a personal note, Iām getting close to $500K in investments. That number didnāt happen overnight. Itās the result of steady, boring, consistent effort. The past few weeks have been full, with podcast interviews,...
4 months agoĀ ā¢Ā 4 min read
Reader, how often do you check your bank account at the end of the month and think, āWhere did all my money go?ā You aren't alone. In fact, 65% of Americans have no idea how much they spent last month. Most of us aren't broke, at least not in the true sense. But money has become so intangible that our income slips through the cracks before we can even think about our goals. I once worked with a client who swore she had absolutely no extra money to save. She was making a solid income, but the...
5 months agoĀ ā¢Ā 3 min read
If saving money feels harder than it should Reader, youāre not imagining it. Most people donāt struggle because theyāre bad with money. They struggle because they donāt have a system. I see this all the time. I once worked with a client who felt like her paycheck disappeared every month. She was doing her best, but her savings sat at $250 and never moved. Once we put a simple, repeatable plan in place, that $250 grew to $2,500 in just three months. Same income. Different approach. First, I...
5 months agoĀ ā¢Ā 3 min read