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Hey Reader Last weekend, my sister and I went to the Millennium Tour concert. It was full of throwback music from artists like Bow Wow and B2K. The kind of night that feels fun and light. But something small stood out before we even got inside. We pulled up to park and saw the closest lot was $40. I was ready to just pay it and move on. But my sister, knowing the area, told me to drive a couple blocks down instead. We parked there for $30. That’s a $10 difference and all it "cost" me was a two minute walk. And it got me thinking… This is how money can slip out of our hands without us even noticing. Not big dramatic spending but small moments where convenience makes the decision for us. And I want to be clear here. I’m not against convenience. If it’s planned for and fits your budget, go for it. Life should feel easier where it can. But most of us aren’t tracking every small “it’s fine, I’ll just pay it” moment and it adds up over time making life and money feel heavier than it needs to. A $10 difference here. A $5 upgrade there. A delivery fee. A faster option. A little extra because we’re tired. None of it feels like much in the moment. But over a year? It can quietly grow into something bigger than we expect. This is why I use sinking funds. Sinking funds are just a way to set money aside ahead of time for the things you know you’ll spend on. Concerts. Trips. Gifts. Life stuff. Because of that system, I didn’t have to stress about this night at all. I already knew the tickets were covered. I already knew parking was covered, whether it was $30 or $40. This gives me peace. Not trying to predict every cost perfectly… but having a plan that holds space for real life. If you want a simple breakdown of how sinking funds work, I made a short video that walks you through it here. Click here to check it out! And if you’re someone who’s been thinking, “I make good money, but it still disappears,” this 10-minute video focuses on the bigger picture. It breaks down how to build a system that helps your money stay organized so you’re not always wondering where it went and you can build true financial freedom.
Let's help you create a system that catches the small leaks before they turn into stressful messes. That’s where things start to feel different. Eager to see you thrive, Prisca P.S. I help women like you create a customized plan for your money that allows you to enjoy life now while saving for your future. Schedule a free call to learn how my coaching can help you. CONNECT WITH ME ON INSTAGRAM Note: This email may contain affiliate or referral links which means I may receive a commission if clicked at no extra cost to you! I appreciate your continued support! |
I help professional women balance their desire to enjoy life now with the need to save for the future without stressing over every dollar.
Tomorrow, March 5th, is National Slam the Scam Day. Most people think scams only happen to older adults. That’s not true. They’re going after everyone. Busy professionals. Smart, capable women. One of my very smart coworkers got scammed yesterday. She caught on quickly, so she only lost $400. But it could have been so much worse. Here’s how it started: someone called her claiming to be from her bank. It sounded real. She verified via her bank app that fraudulent charges were made on her...
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Reader, how often do you check your bank account at the end of the month and think, “Where did all my money go?” You aren't alone. In fact, 65% of Americans have no idea how much they spent last month. Most of us aren't broke, at least not in the true sense. But money has become so intangible that our income slips through the cracks before we can even think about our goals. I once worked with a client who swore she had absolutely no extra money to save. She was making a solid income, but the...