Monday I'm kicking off the Journey to Zero Challenge🥳. Five days, one short lesson a day, built for women who want an actual plan and don't have hours to go build one from scratch.

I already know what a lot of you are thinking when a challenge invite lands in your inbox: "I don't have time for this right now." So before anything else, let's deal with that, because it might be the only thing standing between you and a real answer to how you get out of debt.

But first, a quick gut check.

If debt is the thing you're carrying, here's what this actually takes. Each day is one video, most of them under fifteen minutes, plus one small action you can do from your phone.

You're not clearing your weekend for this. You're giving it the same fifteen minutes you'd hand to your phone before bed anyway. And you have access to the challenge content until the 16th in case you need to catch up.

The part that surprises people is that pinning down that zero date is more impactful that the strategy alone. "I'll pay it off eventually" doesn't change behavior. "I'll be at zero by a specific month" does. Your brain treats those two sentences completely differently. One is a vague hope you can put off. The other is a target you start making decisions around, today.

Krystina, who joined a past round of this challenge back in February, said the videos were encouraging and never made her feel shamed for where she was starting from. She used the Accelerator spreadsheet to find her exact Zero Date, October 2027, and kept going. 🏃🏽‍♀️‍➡️

By spring, she'd paid off two credit cards and a handful of medical bills. When she updated her numbers, her Zero Date moved up seven months, to March 2027. She's now less than a year from zero. Watching that date get closer, not just the balance getting smaller, is what kept her going.

That's what Monday's challenge will give you. Not a guilt trip about your spending. A real date, and a reason to believe it's coming.

Signup closes on Sunday. I don't say that to rush you, I say it because almost everyone I talk to who's paid off debt has the same regret: wishing they'd started sooner. I don't want that for you. If any part of you has been waiting for the right moment, this is it.

Eager to see you thrive,

Prisca

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