this week's gift 🎁 inside


Monday I'm kicking off the Journey to Zero ChallengeπŸ₯³. Five days, one short lesson a day, built for women who want an actual plan and don't have hours to go build one from scratch.

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I already know what a lot of you are thinking when a challenge invite lands in your inbox: "I don't have time for this right now." So before anything else, let's deal with that, because it might be the only thing standing between you and a real answer to how you get out of debt.

But first, a quick gut check.

If debt is the thing you're carrying, here's what this actually takes. Each day is one video, most of them under fifteen minutes, plus one small action you can do from your phone.

You're not clearing your weekend for this. You're giving it the same fifteen minutes you'd hand to your phone before bed anyway. And you have access to the challenge content until the 16th in case you need to catch up.

The part that surprises people is that pinning down that zero date is more impactful that the strategy alone. "I'll pay it off eventually" doesn't change behavior. "I'll be at zero by a specific month" does. Your brain treats those two sentences completely differently. One is a vague hope you can put off. The other is a target you start making decisions around, today.

Krystina, who joined a past round of this challenge back in February, said the videos were encouraging and never made her feel shamed for where she was starting from. She used the Accelerator spreadsheet to find her exact Zero Date, October 2027, and kept going. πŸƒπŸ½β€β™€οΈβ€βž‘οΈ

By spring, she'd paid off two credit cards and a handful of medical bills. When she updated her numbers, her Zero Date moved up seven months, to March 2027. She's now less than a year from zero. Watching that date get closer, not just the balance getting smaller, is what kept her going.

That's what Monday's challenge will give you. Not a guilt trip about your spending. A real date, and a reason to believe it's coming.

Signup closes on Sunday. I don't say that to rush you, I say it because almost everyone I talk to who's paid off debt has the same regret: wishing they'd started sooner. I don't want that for you. If any part of you has been waiting for the right moment, this is it.

Eager to see you thrive,

Prisca

πŸ—“οΈπŸ“

Upcoming Event

Wish your money felt less stressful and more like something you actually have a plan for? The Smart Money Roadmap is a free, two-night live event happening November 11–12, designed to help you take the guesswork out of your paychecks and build confidence with your finances without living a life of restriction.

We will cover how to direct your money check by check, set up your cash so life expenses do not derail you, and run a 15-minute payday routine that keeps you consistent without daily tracking.

​Claim your spot →​

πŸ’΅πŸ†

Money Wins

While searching ​missingmoney.com​ for myself (because why not?), my sister’s name popped up, and she was able to claim over $300 plus interest. If you haven’t checked yet, take a few minutes. There could be free money out there with your name on it.

Let me know if you find anything (you don't have to say how much)! ​

​​Search now →​

πŸ“–πŸŽ™οΈ
​Read / Listen / Watch

When you make a financial mistake, you immediately want to treat it like a character flaw instead of a simple system slip-up. You punish yourself by quietly absorbing unnecessary interest charges or sitting in guilt over an impulse buy, assuming you deserve the consequence. But staying stuck in that shame keeps you tethered to past choices and limits you from building long-term wealth.

​In this 7-minute video, I'm sharing how to recover from money missteps without the guilt. You'll learn how to advocate for yourself when credit card fees land, how to break the cycle of emotional overspending, and the simple framework to rebuild your financial confidence.πŸ‘‡πŸ½

​Watch on YouTube β†’ ​

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Hi! I'm Prisca, money coach for professional Millenial women

I help professional women balance their desire to enjoy life now with the need to save for the future without stressing over every dollar.

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