this is what boring consistency can do


Last week, we wrapped the Debt Payoff Challenge. Over 50 women joined, ran their numbers, set real payoff dates, and built plans they can adjust when life… does what life does. It was such a joy to lead. I’ll run it again at least one more time this year, so keep your eyes open.

On a personal note, I’m getting close to $500K in investments. That number didn’t happen overnight. It’s the result of steady, boring, consistent effort.

The past few weeks have been full, with podcast interviews, prepping for the challenge, and getting ready for summits. Busy in a good way. But it also reminded me how important it is to pause. I took a day off work just to have more breathing room. I want to be more intentional about that going forward.

Big goals. Steady action. And rest along the way. That’s the rhythm I’m aiming for.

This email may contain affiliate links, meaning if you click through and make a purchase, I may receive a commission at no cost to you.


🧠 Mindset Shift of the Week

I saw a post from someone who said that after they started tracking every dollar, they suddenly had over $1,000 more between paychecks. Same lifestyle. Small income increase. Bills still paid. Nothing missing.

So, where was the money going before?

That is the power of awareness. When you track your money, you stop guessing. You start seeing. And once you see it, you can change it.

This is the first step we take when you book your Smart Money Strategy Session. The finished product: a paycheck plan that allows you to spend, save, and invest confidently and consistently.


💡 Smart Saving Tip

If you only track spending, you might miss the bigger picture. Tracking your net worth each month helps you see real progress, even if your budget is not perfect. Watching your assets grow and your debt shrink can be incredibly motivating.

I use Monarch Money to track mine, and if you want to try it, you can get a 7-day trial plus 50% off your first year using my referral link.


📉 Debt-Free Game Plan

Sometimes the problem isn’t effort. It’s the plan.

If you’re making payments but don’t know your payoff date, guessing how much extra to send, moving money around each month, or feeling unsure if you’re doing this the “right” way, those are signs you need a clearer strategy.

A solid plan tells you what to pay, when you’ll be done, and how to adjust without starting over.

If you want help building that kind of plan, Debt Payoff Made Simple walks you through it step by step so you can move forward with confidence instead of guesswork.


📈 Investing Made Simple

You’ve probably heard about ETFs and mutual funds, but what is actually different about them? Both let you invest in a basket of stocks and bonds, but they work in slightly different ways.

Understanding those differences can make investing feel less confusing and help you feel more confident about what you own. Check out this blog post that breaks it down in plain language.


Thanks for letting me be part of your financial journey. Which section was your favorite this week? Hit reply and let me know. I love hearing from you!

Eager to see you thrive,

Prisca

P.S. Found something helpful today? You can drop a little something in my Appreciation Jar if you’d like. Totally optional, as your support in any form means the world.

P.P.S. I help women like you create a customized plan for your money that allows you to enjoy life now while saving for your future. Schedule a free call to learn how my coaching can help you.

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Smart Money Tools

​Fetch ​is a GREAT app for getting points for receipts. And you could redeem those points for gift cards from almost any retailer you can think of.

​You only need 100 points to get a Starbucks gift card​. And if you use my link, you get 2000 bonus points. That's easily a free coffee.

​Join Fetch today and snap your first receipt →


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Upcoming Events

On June 10th at 12 PM EST, Monica Froese of Redefining Mom is hosting the Train Your AI: Mom Brain Profile Workshop, a live 90-minute workshop showing moms how to train AI to help relieve their mental load.

You’ll build a personalized “Mom Brain Profile” live during the workshop so tools like ChatGPT can give you answers that make your life easier rather than providing generic responses. Think meal ideas that fit your family, support that reduces decision fatigue, and more!

The $39 workshop includes the live training, replay access, personalized prompts, and a complete setup guide for ChatGPT, Claude, and Gemini.

Learn more →​​​​​


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📖🎙️
Read / Listen / Watch

Have you ever tried to force your monthly spending into the popular 50/30/20 rule only to realize your basic bills blows past the 50%? It makes you feel like you are failing at budgeting, but the truth is that the textbook rules completely ignore your individual reality.

If you keep trying to force your life into that generic box, you will stay stuck in a cycle of constant financial shame, which usually just makes you want to quit managing your money altogether.

In this 8-minute video, I am sharing how to stop the budgeting shame and build a plan that actually fits your life. You will learn the exact anatomy of the 50/30/20 rule, why the standard math fails you based on where you live, and three specific ways to pivot your percentages so you can finally breathe again.👇🏽

Watch on YouTube →​​​

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Note: This email may contain affiliate or referral links which means I may receive a commission if clicked at no extra cost to you! I appreciate your continued support!

Hi! I'm Prisca, money coach for professional Millenial women

I help professional women balance their desire to enjoy life now with the need to save for the future without stressing over every dollar.

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