|
Last week, we wrapped the Debt Payoff Challenge. Over 50 women joined, ran their numbers, set real payoff dates, and built plans they can adjust when life… does what life does. It was such a joy to lead. I’ll run it again at least one more time this year, so keep your eyes open. On a personal note, I’m getting close to $500K in investments. That number didn’t happen overnight. It’s the result of steady, boring, consistent effort. The past few weeks have been full, with podcast interviews, prepping for the challenge, and getting ready for summits. Busy in a good way. But it also reminded me how important it is to pause. I took a day off work just to have more breathing room. I want to be more intentional about that going forward. Big goals. Steady action. And rest along the way. That’s the rhythm I’m aiming for.
🧠 Mindset Shift of the WeekI saw a post from someone who said that after they started tracking every dollar, they suddenly had over $1,000 more between paychecks. Same lifestyle. Small income increase. Bills still paid. Nothing missing. So, where was the money going before? That is the power of awareness. When you track your money, you stop guessing. You start seeing. And once you see it, you can change it. This is the first step we take when you book your Smart Money Strategy Session. The finished product: a paycheck plan that allows you to spend, save, and invest confidently and consistently.
💡 Smart Saving TipIf you only track spending, you might miss the bigger picture. Tracking your net worth each month helps you see real progress, even if your budget is not perfect. Watching your assets grow and your debt shrink can be incredibly motivating. I use Monarch Money to track mine, and if you want to try it, you can get a 7-day trial plus 50% off your first year using my referral link.
📉 Debt-Free Game PlanSometimes the problem isn’t effort. It’s the plan. If you’re making payments but don’t know your payoff date, guessing how much extra to send, moving money around each month, or feeling unsure if you’re doing this the “right” way, those are signs you need a clearer strategy. A solid plan tells you what to pay, when you’ll be done, and how to adjust without starting over. If you want help building that kind of plan, Debt Payoff Made Simple walks you through it step by step so you can move forward with confidence instead of guesswork.
📈 Investing Made SimpleYou’ve probably heard about ETFs and mutual funds, but what is actually different about them? Both let you invest in a basket of stocks and bonds, but they work in slightly different ways. Understanding those differences can make investing feel less confusing and help you feel more confident about what you own. Check out this blog post that breaks it down in plain language.
Thanks for letting me be part of your financial journey. Which section was your favorite this week? Hit reply and let me know. I love hearing from you! Eager to see you thrive, Prisca P.S. Found something helpful today? You can drop a little something in my Appreciation Jar if you’d like. Totally optional, as your support in any form means the world. P.P.S. I help women like you create a customized plan for your money that allows you to enjoy life now while saving for your future. Schedule a free call to learn how my coaching can help you. CONNECT WITH ME ON INSTAGRAM Note: This email may contain affiliate or referral links which means I may receive a commission if clicked at no extra cost to you! I appreciate your continued support! |
I help professional women balance their desire to enjoy life now with the need to save for the future without stressing over every dollar.
Hey Reader This week, I’ve been thinking about how far I’ve come with saving and investing and how different it looks from where I started. Back then, I was just putting a small amount into retirement because I knew I should. It was about $200 a paycheck. Nothing fancy. Just a start. Which reminds me of this common piece of advice you’ll see everywhere in personal finance: “Save 15–20% of your income.” Which begs the question…is all that really necessary? Honestly, yes, but not all at once....
Hey Reader If you’ve been reading my emails for a while, you probably care about getting your money together. But caring and actually making changes are two different things. It’s easy to read, save, and say, “I’ll get to this later.” Then weeks or months go by, and nothing really changes. I don’t want that for you. Reading about money can only take you so far. At some point, you need a plan and real action behind it. If you’ve been here for a while but haven’t reached out yet, there are...
Hey Reader, I know I don’t usually pop into your inbox on Fridays (per your request), but I didn’t want you to miss out on this. I won't make a habit of it. I promise! 🫶🏽 I’m sending over something I’ve been working on to help you answer that nagging question: "Where did my money actually go this month?" You might use some other choice words 😆 but the feeling is the same 🫨🤯. I created the "Where Did My Money Go?" Calculator (a simple Google Sheet) to help you move past the "head-math" and...