this is what boring consistency can do


Last week, we wrapped the Debt Payoff Challenge. Over 50 women joined, ran their numbers, set real payoff dates, and built plans they can adjust when life… does what life does. It was such a joy to lead. I’ll run it again at least one more time this year, so keep your eyes open.

On a personal note, I’m getting close to $500K in investments. That number didn’t happen overnight. It’s the result of steady, boring, consistent effort.

The past few weeks have been full, with podcast interviews, prepping for the challenge, and getting ready for summits. Busy in a good way. But it also reminded me how important it is to pause. I took a day off work just to have more breathing room. I want to be more intentional about that going forward.

Big goals. Steady action. And rest along the way. That’s the rhythm I’m aiming for.

This email may contain affiliate links, meaning if you click through and make a purchase, I may receive a commission at no cost to you.


🧠 Mindset Shift of the Week

I saw a post from someone who said that after they started tracking every dollar, they suddenly had over $1,000 more between paychecks. Same lifestyle. Small income increase. Bills still paid. Nothing missing.

So, where was the money going before?

That is the power of awareness. When you track your money, you stop guessing. You start seeing. And once you see it, you can change it.

This is the first step we take when you book your Smart Money Strategy Session. The finished product: a paycheck plan that allows you to spend, save, and invest confidently and consistently.


💡 Smart Saving Tip

If you only track spending, you might miss the bigger picture. Tracking your net worth each month helps you see real progress, even if your budget is not perfect. Watching your assets grow and your debt shrink can be incredibly motivating.

I use Monarch Money to track mine, and if you want to try it, you can get a 7-day trial plus 50% off your first year using my referral link.


📉 Debt-Free Game Plan

Sometimes the problem isn’t effort. It’s the plan.

If you’re making payments but don’t know your payoff date, guessing how much extra to send, moving money around each month, or feeling unsure if you’re doing this the “right” way, those are signs you need a clearer strategy.

A solid plan tells you what to pay, when you’ll be done, and how to adjust without starting over.

If you want help building that kind of plan, Debt Payoff Made Simple walks you through it step by step so you can move forward with confidence instead of guesswork.


📈 Investing Made Simple

You’ve probably heard about ETFs and mutual funds, but what is actually different about them? Both let you invest in a basket of stocks and bonds, but they work in slightly different ways.

Understanding those differences can make investing feel less confusing and help you feel more confident about what you own. Check out this blog post that breaks it down in plain language.


Thanks for letting me be part of your financial journey. Which section was your favorite this week? Hit reply and let me know. I love hearing from you!

Eager to see you thrive,

Prisca

P.S. Found something helpful today? You can drop a little something in my Appreciation Jar if you’d like. Totally optional, as your support in any form means the world.

P.P.S. I help women like you create a customized plan for your money that allows you to enjoy life now while saving for your future. Schedule a free call to learn how my coaching can help you.

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Smart Money Tools

Ally Bank is an awesome HYSA provider that allows you to create buckets for all your money goals. So you don't need to have a million accounts to keep your money organized.

Plus, if you ​use my referral link​, you’ll get a $100 bonus. Yes! to free money. I've used them for years, and it is one of the few bank accounts I recommend.

​You can check them out here →




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Upcoming Events

Do you ever catch yourself thinking, "I just need to make more money," before you can finally start saving, investing, or getting ahead? The truth is, you don’t need a massive salary jump to build real wealth. You do need to be intentional with the income you have.

I'm teaming up with money mentor Magan Outlaw for a free live session on July 29, 2026 at 6 PM ET called More Money Without a Raise? How Intention Builds Wealth. Two money coaches with completely different money backgrounds, but the same result: real wealth built before ever earning more. We’re having an honest conversation breaking down the exact shifts, tests, and guardrails that actually move the needle.

Sign up for free here →​​​​​


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📖🎙️
Read / Listen / Watch

If your monthly expenses are climbing even though you aren't buying luxury items, you aren't imagining things. Everyday life is subtly set up to make saving money incredibly difficult, from digital checkouts to subscription models running on autopilot.

In this 8-minute video, I am breaking down five specific financial traps that feel totally normal but are quietly stalling your growth. You'll learn how to reintroduce intentional friction to stop mindless spending, a quick routine to clear out hidden autopilot bills, and a stress-free way to protect your savings the day you get paid. 👇🏽

Watch on YouTube →​​​

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Note: This email may contain affiliate or referral links which means I may receive a commission if clicked at no extra cost to you! I appreciate your continued support!

Hi! I'm Prisca, money coach for professional Millenial women

I help professional women balance their desire to enjoy life now with the need to save for the future without stressing over every dollar.

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