Reader, how often do you check your bank account at the end of the month and think, “Where did all my money go?” You aren't alone. In fact, 65% of Americans have no idea how much they spent last month. Most of us aren't broke, at least not in the true sense. But money has become so intangible that our income slips through the cracks before we can even think about our goals. I once worked with a client who swore she had absolutely no extra money to save. She was making a solid income, but the...

If saving money feels harder than it should Reader, you’re not imagining it. Most people don’t struggle because they’re bad with money. They struggle because they don’t have a system. I see this all the time. I once worked with a client who felt like her paycheck disappeared every month. She was doing her best, but her savings sat at $250 and never moved. Once we put a simple, repeatable plan in place, that $250 grew to $2,500 in just three months. Same income. Different approach. First, I...

“I’m tired of going backwards.” A client said that to me recently, and it stuck with me because I know how many people feel the same way but don’t always say it out loud. You’re paying bills, making decent money, and still feel like every step forward gets erased by the next expense. It’s exhausting. If that sounds familiar to you Reader, I want you to know this isn’t a personal failure. It’s usually a sign that you don’t have the right system in place yet. Without a clear plan, it’s easy to...