Journey to Zero

My name is Prisca (pronounced Pris'ka). I used credit cards heavily before I had a clear payoff plan. When I finally created one, not only did I pay it off, it made saving and wealth-building so much easier.

I created this challenge so you can build a simple debt plan and see your finish line. You've got this! I'm here to help.

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Most people aren't failing at debt because they are "bad with money." When you don’t know your numbers, the debt feels infinite. It feels like you'll be paying interest forever. But when you have a map, the fear disappears and is replaced by a plan.

The Plan for the Week

• Day 1: List the Debts​
  You’ll write down every debt, balance, interest rate, and minimum. No judgment. Just the facts.
• Day 2: Pick Your Payoff Plan​
  We’ll choose the payoff method that makes the most sense for you and gets you to the finish line.
• Day 3: Find Extra Money​
  You’ll spot places in your current spending where money can be redirected toward debt.
• Day 4: Set Your Debt-Free Date​
  We’ll plug in the numbers and see exactly when your debt will be gone.
• Day 5: Make Your First Move​
  You’ll lock in your plan and take your first intentional step toward paying off debt.

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